From my *research* using the breaker as a disconnect can cause issues with arcing and can catch fire. Mind you, this is all from watching youtube vids when I was getting started in my solar journey. I have my solar disconnect near the right off the panels on my carport that I use to shut off the panels, then I flip the breaker to off that is mounted right before the input into my inverter. Yeah, it is a pain to walk 40' to shut them off first, but I rather know that the entire line is not sending 400v DC live right where I am working when fooling with the system.