28.4V is for new cells(3.55V per cell). I am doing 56.5(3.53V) for bulk and then float at 51.2. (28.25 and 25.6)
Bulk charge them, let them absorb, see where they absorb to, and just let them sit. I bulk for at only 20 amps for all 64 cells (I have 8 packs). My 16S4P setup settles very nicely at 52.2V (26.1V). I bulk them with 56.5 @ only 20 amps, they absorb and settle at 52.2, and stay there. I just finished a cycle and did 60 hours of just sitting pretty and 52.2V is their natural degraded resting state. When I received my batteries mine was sitting at 23.3 to 23.6V, and probably out of service for over 2 full years.
Remember, these are VERY used, 28.4V is what to use for brand new batteries. Crack the whip easy and let these batteries graze on the amps relaxed. These batteries have extremely high power potential. I am getting so much more utility out them than I could have ever imagined possible, especially when you compare them to brand new pricing.