Checkthisout
Solar Wizard
- Joined
- Nov 14, 2021
- Messages
- 4,933
Nope. My employer chooses to contribute something like 4% of my salary, if I contribute some.
?
Above my ($30k?, over age 50) normal contribution I can make non-deductible contributions. Swept next day into backdoor Roth. I keep making a mistake and maxing out the grand total limit before getting employer's match in the last one or two paychecks. Looks like $73,500 for the coming year. I plan to retire to the Bay Area, not move away.
Yeah, I know. My contribution is more than some people's income. Silicon Valley giveth, Silicon Valley Taketh Away. I gotta pay my $1000/month property taxes. For some people that's $2000/month. Want a burger? Includes $20/hour wages for burger flipper.
Exactly. I consider "fuel" cost, capital cost, TAXES, etc.
If I can repair a car by spending $800 on a new head, that's less than half of sales tax for the cheapest new car on the market. Registration is less too.
"Affordable". If battery costs more than fuel savings, we ain't buying. For some people, it does save money.
Lithium batteries a couple years ago were quite expensive, so I selected AGM for grid-backup.
If a car with worn out battery could be reconditioned by dropping in 64s or 128s, 50 Ah or 100 Ah LiFePO4 cells, repowering would be a viable option. Cubans reportedly keep '50's American cars on the road by installing Russian tractor engines.
When I was growing up, people bought cars and put in a good aftermarket radio. Today, cars come with good radios, but cost for it is high.
I prefer to by cars from estate auctions, got my truck when PG&E sold at auction.
The cars today have way too much stuff. Entry level is $20k. Average car is $40k?
People in my neck of the woods do buy high end things (see note above about Silicon Valley income and cost of living), but like many products price is similar elsewhere in the country, where it is a bigger bite. Here, the car might be 1 or 2 months pay to many people. Elsewhere, over a year's income.
As if to prove my point again.
You're driving outdated junk in order to prove frugality. You can afford something better but won't so people will go "oh look at that poor dude in the honda civic" then the other voice in your head pipes in "did you know that guy maxed out his 401k last year, he's worth 3 million dollars and it's because he wouldn't buy stuff that he could easily afford".
Manufacturers cannot sell cars for less than they cost to build.
Otherwise they wouldn't be able to back end fund 401ks to the tune of $70,000.00 per year.