Reasonable thoughts say most insurance is dictated by the lender.
They are not going to leave the lender out to dry.
Now if there's no lender interest then get yourself a good attorney!
In our area that just means you have to buy power from them. You can't go out on the open market and buy. It's a Coop. They can't survive if everyone buys from someone else. Most of them are also pro conservation and solar.
I mostly want opinions and different ideas. I may or may not take them. I have a ton of electric and hvac experience but like everything else I don't know it all.
Not that I can't figure it out but just always looking for something better!