How do we know this is svetz
?
You don't. But if it's funny, does anyone really care?
Some people obviously do care, e.g., if Biden/Trump say something some will hate it even if it is common sense and some will love it no matter how stupid it is. Well, it's hard to judge the first case since that never happens.
After all, you’re not actually paranoid…… if they’re really out to get you
This will cheer you up. They don't actually want you. It's your money they're after.
Homes theoretically Could be made hurricane proof too but they'd be expensive to build.
The FBC (Florida Building Code, based off ASME) mandates construction to survive ~150 mph (so, in the range of a cat4) and Miami-Dade county is more stringent. So, let's ask an AI:
Q: how does the cost of housing in florida compare with other states
AI: The cost of housing in Florida is generally higher than the national average. Here are some key points:
Haven't most home insurance companies withdrawn from the Florida market? Too risky!
In Florida most insurers have pulled out. However, you can get home, wind, and flood insurance, the last two courtesy of programs like (NFIP). Costs depend on where you live, age of home, and how much they think they can gouge you for. We hear it's ~1.4% the value of you home per year (~$4,200 for a 300k home) with high (5% deductibles, e.g., $15,000). If they run out of money they charge you an assessment so they don't run out. No refund if there are no hurricanes, go figure. You can't get wind insurance unless you have flood insurance. Where we live flood insurance is way overpriced as the things it covers (e.g., fixing foundation problems replacing things like submerged air-conditioning compressors) don't apply here as there's no soil in the ground to swell and damage the foundation and the FBC mandates things like flood vents and won't let you put anything electrical below the flood plane).
On the up side we don't need earthquake or mud-slide insurance. Asteroid and damage from orbital debris is generally covered in the basic home-owners. Our Car insurance premiums seem pretty high ... let's ask an AI:
Q: can you show me a table of average car insurance rates by state? show Florida and the states with the highest and lowest costs.
AI:
That's probably fair, as a tourist destination we attract the worst drivers from around the world! And, well, Miami drivers.... ; -)
So,
come visit Florida,
I'm covered!