The other problem no one ever talks about is product life cycles. What happens when in a couple of years the model you have is discontinued and the new model is NOT backwards compatible. Not such a big deal when there is only 1 inverter but with a stack of 4 it only takes one failure to render the whole system obsolete. Sure they may send a new inverter to replace the bad one but the other 3 new ones that have to be purchased are on you.
The truth is, the premium models are not necessarily going to have continuing support either so lately I'm questioning my own advice about quality being worth paying for. Not so long ago a Schneider XW+ 6848 could be found on sale for $3,200. Then the Pro model was released and the price went up to $3,500, now its over $4,000 just for one inverter. Add in a PDP, charge controller and wiring/hardware price tag is in the $8,000+ range same as a Sol-Ark 15K.
I've lost count of the number of electronics items on DigiKey that are either out of stock (until 2024!!) or obsolete and N/A. Bottom line: As inflation continues to erode our collective life styles perhaps cheap is the way to go at least for next few years.