Sympathies to OP. Hope your insurance takes good care of you and thanks for posting this so the community can learn.
I have this to add:
1. Fire inspector conclusions questionable
I am skeptical about the fire inspector blaming the fuse. Maybe that's culprit, maybe not. I'd like to see the report from the inspector to see what basis he had for making that conclusion, but judging from the picture, I doubt there was much evidence left to support any conclusion.
2. Past battery problems a potential clue
In the past, the OP had a cell in his battery that swelled and leaked. IMHO this is an extreme event that may be potentially related to the fire, albeit a fire happened much later. Decent quality cells don't just swell and vent under normal use. Either the cells were poor quality to begin with, or they were mishandled/overcharged/excessively discharged/charged below freezing, etc., but I would not be surprised if there is some relationship between whatever caused that cell to leak and the eventual fire itself. The OP says he replaced that cell that vented, as though that chapter was closed. But whatever caused that single cell to vent probably also damaged the other cells, perhaps not to the point of venting, but to the point that they were thereafter compromised and unsafe.
Posting again the image from the OP of the cell vent below. If the OP has time at some point, it would be great to know more about what caused that cell to vent, if known. It's strange to me that OP just reports a cell vent and worries about a potential "tsunami of bad cells" with no explanation as to why or what caused it. Also curious what grade these cells were originally, and who was the manufacturer?
3. Safer and smarter to buy pre-made batteries
Lastly, I'm going to agree with an earlier poster that this is another good argument for buying finished batteries. For multiple reasons. As the earlier poster noted, nearly every fire reported thus far has been a DIY battery related fire. Is it worth the risks? Just a tiny design error and you potentially put your life and the lives of your loved ones at risk. Another reason is time. I've said in my own case, my DIY battery project has been a huge waste of time trying to get everything perfect and safe. When you take the safety element and the time investment into account, buying finished batteries is just smarter for most people. Unless you're too cheap or too poor to afford pre-built batteries, or your life is devoid of other more worthwhile pursuits, or you're doing it for the sake of learning, and/or you derive some kind of perverse enjoyment from DIY battery-build projects. If you can afford to buy your batteries from a reputable company pre-built, that's just the smarter and safer way to go.