I've wondered the same thing. Did I install too big of a solar panel array? For example, say I consume 2000 watts daily. But my array is a 10,000 watt array (capacity to produce that much). Sure, I could store a lot in a battery bank, but for argument sake or point of this question, lets assume my batteries are topped off at 100% SOC. The 10,000 watt array is not being used to its potential, right? Now, that's 10,000 watts based on the size of the panels (say they are 300watts each panel x number of panels = 10,000 watts, that's rated power). But, the sun , weather, clouds, my panels aren't able to make what the sticker on the back says they can make. So, I think I would need a sun irradiance sensor or meter installed somewhere out on my ground mount rack, near my panels, at top, middle. That sensor would report real-time what amount of sun is coming in, and based on size of panels what they would produce based on the amount of sun that's coming in at the moment (real time, updated every 1 second maybe). So, the sensor tells me what amount of power I SHOULD be able to make at the moment, which is not the amount of power I am using. The amount I am using is my load at the moment, it fluctuates of course, someone runs a light, a hairdryer, toaster, and the load changes all day long throughout the entire day. If I knew from the sun sensor mounted out at my solar panel array what my array COULD be making max at the moment, minus my current usage (load), then that difference would be what capability or power I have there that I could be using , but am not.
Does this make sense? I don't net meter (sell to grid). I am grid connected, but I like to use grid as last resort when my system cannot produce enough sun power to meet my demand. But it'd be nice to know, and report say over time, day, week, month, year of how much power I kind of let slip by me (without using it, or storing it in a battery). This data I think would be helpful. I would know if my array is over-sized, under-sized, and I would know if buying more batteries was a good idea or not, and I would also know how much extra unused capacity I have in my solar panel array to either buy another inverter (if the existing inverter is maxed out), or buy a water heater tank and pre-heat water so my tankless gas water heater doesn't have to work so hard (and use less gas in the process).