I have now altered the Balance threshold to 3.40V on each of my battery BMS's but 15mV balance is below the available limit set, I have to use 20mV as that's the lowest available to me.Balance threshold is too high, try 3.4v and I personally go with 15mv differential.
Seems like you may have a cell in that 1 battery that is not so great and it limits the charge that battery can absorb.
I now have to wait at least until tomorrow for any chance of enough PV to fully charge the batteries, dull & raining with 18watts so far today.
Using battery 1 & 3 since yesterday as suggested @DIYrich Start numbers were:
B1 54.80v 100% 99780mAH remain 99780mAH full capacity
B3 54.84v 100% 99740mAH remain 99740mAH full capacity
By this morning after a night of discharge but including 2kWh cheap rate grid charge.
B1 53.18v 77% 76930mAH remain 99760mAH full capacity
B3 53.15v 76% 75350mAH remain 99740mAH full capacity
So already there is 1340mAH difference in the remaining capacity between these 2 batteries in just a few hours.